Motorcycle & SXS Insurance for the Ride—Not Just the Machine
Whether you ride on two wheels or four, your setup deserves the right protection—especially if you’ve gone through the process of making your SXS or UTV street legal. At Twin Peaks Insurance, we help you cover your lifestyle vehicle the right way, including those registered through an LLC or converted for road use.
We’re licensed in 40+ states and work with top carriers like Progressive, Foremost, National General, and Safeco to offer coverage for motorcycles, SXSs, and off-road vehicles—whether you’re trail riding, cruising the backroads, or towing behind your RV.
We insure a wide range of bikes and recreation vehicles:
✔️ Motorcycles – cruisers, touring bikes, sport bikes
✔️ Trikes and custom builds
✔️ Scooters and mopeds
✔️ Side-by-sides (SXS) and UTVs
✔️ Street-legal SXS/UTVs
✔️ Golf carts and LSVs (Low-Speed Vehicles)
✔️ Street-legal golf carts
✔️ Vehicles titled under an LLC
✔️ Vintage or collector bikes
✔️ Toy haulers and multi-vehicle garages
Coverage options may include:
✔️ Comprehensive & collision coverage
✔️ Liability for on-road or neighborhood use
✔️ Roadside assistance and trip interruption
✔️ Coverage for custom parts and accessories (racks, radios, LED kits)
✔️ Agreed value for rare or modified vehicles
✔️ Full coverage for LLC-owned bikes, carts, and SXSs
✔️ Multi-policy discounts (RV, trailer, auto, etc.)
Why riders and off-roaders choose Twin Peaks:
We specialize in recreation insurance—meaning we understand the unique needs of motorcycle, SXS, and golf cart owners. Whether your ride is for trails, town, or towing behind your RV, we’ll help you get the right protection—especially if it’s titled under an LLC or modified for street use.
Many of our clients come to us after converting their off-road vehicles for on-road use. We know what to ask, and we know how to work with carriers to get the right coverage for your unique setup.
Let’s get your ride road-ready—with the right insurance.
Start Your Motorcycle, SXS, or Golf Cart Quote Here »
Tell us a little about your vehicle, and we’ll help you find a smart, affordable policy—backed by real specialists who get your lifestyle.